Conquering that dream car is not an easy task, it requires a lot of savings, a lot of time, effort, and a lot of patience. And when you finally manage to buy your car, you end up facing a series of expenses that it can bring including maintenance, fuel, annual fees, and auto insurance.

You may not need to use insurance for the first year of the contract, maybe the second or even never (and hopefully you don't!). The unreasonable person thinks: 'but I drive really well, nothing has ever happened to me, I don't need insurance!' and it doesn't count with thefts, fires, and a series of other problems that can happen with the car.

Playing the lottery every now and then doesn't hurt, but you can't count on luck when it comes to protecting your car.

No one can ensure that all risks are completely gone. Risk will always exist and as human beings, we can only minimize it, or at least minimize its impact. Risk can be anything and while this article is about auto insurance, other parts of your life are certainly not completely risk-free. No one can predict when a person will die but there are general estimates for it.

A person over the age of 60 years of course, in general, is more susceptible to health risks, and even death. That is why life insurance for seniors is mostly taken by the elderly. This is a common phenomenon in developed countries such as the United States, Canada, some Western European countries, and countries in East Asia. Nothing can eliminate risk but anyone can anticipate it as much as possible.

And if you think that auto insurance is just another expense, we are going to show you some reasons why purchasing auto insurance has become indispensable and a valuable investment for your assets, check it out!

5 Reasons to Get Auto Insurance

Do you agree that everything we do to keep our possession safe is a worthwhile investment? And when it comes to a heritage that is worth a good amount of money, then there is little care. In fact, when it comes to automobiles, it is not even necessary to list many reasons to take out auto insurance, after all, only you know the value your vehicle has for you, right?

But if you're still in doubt, check out this list we've prepared.

1. Constant Theft

Of course, this reason would be the first to be listed here and it's nothing new. According to statistics, about 57 cars are stolen per hour in our country, an alarming number and an excellent reason for you to take car insurance. Depending on the chosen insurer, auto insurance returns 80% to 110% of the market value of the stolen vehicle, it is a way of not ending up in damage and unfortunately, everyone is subject to this fatality.

2. Unexpected Accidents

Another impacting factor that unfortunately all of us are subject to, not because of simple carelessness, but often because of the actions of third parties . According to research, one in 7 vehicles is involved in some type of accident on the roads throughout our country. Traffic on roads has increased a lot and with that, the chances of collision have also increased. Auto insurance can cover your loss, provide you with a spare vehicle or even provide you with any assistance.

3. 24-Hour Assistance

There's nothing more nerve-racking than your car breaking down in the middle of the road, with no shops nearby. And just imagine, you just left the supermarket and you realize you left the key locked inside the car, what to do? Auto insurance has several additional services and you can also enjoy much assistance in addition to towing, such as locksmith, dry pan, assistant driver, among other benefits.

4. VIP Advantages

In addition to enjoying all the assistance that auto insurance can offer, you still have a series of exclusive advantages, for example, you can ask for car insurance with no down payment. Anyone who hires a car insurance service can earn discounts on parking, special automotive services, courses, and depending on the chosen insurance company, you can count on many other advantages.

5. Simplicity of Access

In the past, in order to obtain car insurance or any other asset, there was a lot of bureaucracy and access was often not easy. Today, thanks to technological advances, you can talk to a broker over the internet and without leaving your home, simple, fast, and easily.